What Does Child Support Actually Cover?

child supportBy Matt Allen

Editor, DadsDivorce.com

You’ve arrived home from work and as you sort through the day’s mail you see there’s a note from your ex-wife asking for payment for Tommy’s new baseball uniforms and asking you to pick up some new clothes and toiletry items for Susie when she comes to stay with you next weekend.

But wait a minute; you’ve paid your child support this month and on time like you have every other payment.

With all the money you are paying for child support, why are you being asked to provide additional support to cover these other expenses?

It begs the question, what does child support cover?

Obviously the laws determining what child expenses are not included in the direct child support vary by state, but in general, extracurricular activities, uninsured medical expenses and educational expenses are NOT included in the basic child support amount unless specifically included in a settlement agreement, according to Cordell & Cordell partner Spencer Williams.

He said child support generally covers food, clothing and shelter-type expenses.

How Much Should You Be Paying?

State Child Support Calculators

But when you’re asked to cover expenses you think child support should be covering, you need to think of child support differently, said Michigan Divorce Lawyer Jennifer Paine, another Cordell & Cordell attorney.

“Parents tend to think about child support as a one-way street: I pay support to you for our children, and you are responsible for using that money to support our children,” Paine said. “Most state child support schemes, however, calculate child support as a two-way street: you pay support to me and I to you, and we pool the support and each take a share.”

While your child support payments are generally a set amount, the calculations used to reach that amount are largely guesstimates of the amount of support a child needs to needs to sustain a standard of living near the marital standard of living, according to Paine.

child support divorceSo the support you pay is only the share your kids need while they are with your ex-wife. You are still responsible for support during your time, just as your ex-wife is still responsible for support during her time.

“As my father said after my sister crashed our first car in high school, you can never know completely when and how much your children will cost you,” Paine said.

Paine warns to be cautious, though. Remember to track your spending during your parenting time if you believe your ex-wife is not using the support you pay to actually support your kids.

Keep a journal of what your kids bring to parenting time and what they end up needing from you during parenting time. Keep receipts of what you buy and request reimbursement for an amount you think is reasonable.

Are you constantly spending a lot of money on everyday items your kids have such as toothpaste or underwear?

“If you are purchasing ordinary items, this may be a sign that your ex-wife is not using the support properly,” Paine said. “You may have reason to investigate and to motion your court for contempt against her for diverting support.”

When you meet with your attorney, be sure to bring your original divorce decree to show what factors the court took into consideration when setting the original support amount.

For more information on child support laws and how much you should be paying, contact Cordell & Cordell to speak to an attorney in your state.

End of Content Icon

Leave a Reply

114 Comments on "What Does Child Support Actually Cover?"

Notify of

Sort by:   newest | oldest
4 months 10 days ago

Just a quick question, do I still have to pay child support for my 16 year old son who is currently living in an in-patient facility because he’s a troubled kid. The Ex has custody of him but sent him off to live in this facility for 1 year. My health insurance is paying for his living expenses and food. Should I still be paying child support?

5 months 8 days ago
This world is so broken. Marriage was never meant to be broken. Read the bible. Is it any surprise there is so much drama from divorce remarriage etc. It was not part of Gods plan. Yet we got ourselves into a mess and want an easy way out. My ex cheated and left us. He tried to avoid payments, forgot and tried to use my very compassionate side to get out of paying. He never pays for tutoring classes or camp. He didnt want the kids so I have the kids full time. He comes visits them in my rental… Read more »
4 months 4 days ago
There are good fathers just as there are bad fathers. My husband’s ex-wife did everything she could to keep him from seeing their child. In addition to that, she raked him over the coals for child support and tried to get day care expenses factored into the ordered support amount even though she wasn’t taking their son to day care. She continuously demands money for this, that, and the other. Every other weekend when we have my stepson there is some kind of ridiculous battle, and it all boils down to money. She went so far as to tell my… Read more »
6 months 1 day ago

In the divorce documents my ex wife is required to pay half of dental expenses and kids school lunch balance and she isnt doing it, what are my options?

7 months 25 days ago
I am a step mother to three kids, one of whom is still a minor. Their mother lives on food stamps and in Section 8 housing. She refuses to work so you can imagine how much child support means to her. She has the kids on Medicare. I have a good job with employer-sponsored health and dental coverage. I would like to add the kids to my plan so they have better health insurance, but I fear that their mother will not pay half the premiums and half the expenses that insurance will not cover, although the divorce decree states… Read more »
8 months 1 day ago
I settled a divorce through a mediation. At the time of my divorce, my ex wife was working and her salary was pro-rated into the CS formula where the difference between the two were equated. She quit her job about a year ago and I just recently re-evaluated my CS payments as it has been 3 yrs since the initial mediation and my salary has increased. The new CS increase I am given is now not taking her past salary into the equation. I’m thinking it doesn’t matter if she quits her job as I did read up online for… Read more »
8 months 8 days ago
Per my divorce decree my child support for my son is to go directly to the daycare and to her car payment. My son just started kindergarten and is no longer in daycare. Do I have to automatically start paying her the money I was paying for daycare? Or does she have to file a modification in child support? Also the decree states she has to provide her own car insurance? My name is the primary on the car loan so if insurance is not kept on it I can be sued. I have been keeping the car insured for… Read more »
roberta kargas
10 months 6 days ago

my son pays child support for his son who lives in iowa, his son is on medicaid, but my son has been ordered to pay health insurance too. is that legal?

Chris lewis
11 months 5 hours ago

I pay child support plus 68% of medical and I have my son every other weekend. Question is now she want my to help with daycare cost . In my divorce papers there is nothing saying I must help pay for this.

11 months 22 days ago
I pay child support , I have no problem with it. I pay for all my sons things for when he is with me 40% of the time. Again no problem. The court order states half of all uninsured cost need to be paid with in 30 days of notice. She is a school teacher and the health care cost is taken out of her check. She will not provide a copy of her check or the amount taken out. She has not sent anything other than a text stating I owe this much. I have repeatedly asked for an… Read more »
1 year 7 days ago

My health insurance don’t cover the kids where they live. Am I responsible to find different insurance that can cover them there or is my ex responsible? I live in Corsicans tx and they live in Austin